Is card activity is monitored by the card networks?

The card networks and sponsor banks have established guidelines, reports, and programs to monitor merchant activity. If one or more of these guidelines are exceeded, you engage in practices that attempt to circumvent these programs, or submit suspicious transactions that are identified by a card network or sponsor bank, you may be subject to:

• Changes to your card acceptance practices to remediate an identified deficiency.

• Chargebacks or an increase in fees associated with card acceptance.

• Suspension of settlement and/or funding.

• Audits and/or fines.

• Termination of your processing ability.